Top stub checks are a check of choice by many because they have a stub above the check. This feature gives it room for details, such as the date the check was issued, payee information and the amount paid. In this manner you can record transactions each and every time you write a check. Your accounting balance is always visible with top stub checks.
The register is always available for reference with your checkbook. With all the different designs and styles available, find a design that best reflects a pattern you are comfortable with.
There are 3 basic styles checks to choose from. Side tear checks where the perforations are on the side of the check, stop stub checks where perforations are at the top and the desk set checks. Desk set formats come in sets of 300 checks that fit into a binder and are positioned 3 per page.
Most people buy their checks from their local personal banks. There is another option, and that is to purchase direct from the check manufacturer online. There are checks printed that depict a wide range of check designs of scenic checks, animal checks, inspirational, Disney characters, sea and shore scenes just to name just a few.
Get the best fit to one of these designs. If you own a business you can make use of the designs or even a unique photo check where you can incorporate a picture of your product mix or building along with your logo onto the topstub check.
When ordering your checks double check that the account number is correct as well as be a continuation of the last check number for your check stock. Make sure the routing numbers are correct as well.
There are a number of print types and fonts available. Some like script styles in their check design. Make sure so you address and name appears the way you like it.
Top stub checkbook checks also have some safeguards to foil fraudsters such as micro printing that blurs the bank check when photocopied causing it to look blurry and out of place. Watermarks are also employed to distinguish them.
Also, check to see that your checks show up in your hands within a reasonable amount of time. Make sure they are not ripped off.
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